FAQs: Sea Spray Estates Waterfront Lots, Portsmouth, RI
Buying vacant land requires due diligence and Sea Spray Estates in Portsmouth, RI is no exception. Here is a list of the most frequently asked questions to help guide you through the process.
WHERE CAN I SITE MY HOUSE?
Sea Spray is in an R40 zone which means your house must be at least 20 feet from the side boundaries, 30 feet from the front boundary and 30 feet from the back boundary. You can site your home within this area subject to the approval of the developer or Homeowner's Association Architectural Committee. There is a 35 foot, 2 1/2 story height limit and a 20% lot coverage limit. If you are building on a waterfront lot, you must also avoid construction within 225' of the coastal feature. (see more below regarding CRMC Buffer Zone.)
ARE THERE RESTRICTIONS ON HOME SIZE?
Yes. Homes must be at least 2,500 square feet. Designs must include a minimum 2-car, maximum 4-car, garage. Height is restricted to 35 feet above mean grade. Your plans must be approved by the developer or the Home Owner Association's architectural committee. For more details, request a copy of the deed restrictions.
WHO OWNS THE ROAD? IS IT PUBLIC OR PRIVATE?
Sea Spray Drive is a public road maintained by the town of Portsmouth.
IS NATURAL GAS AVAILABLE?
There is no natural gas at Sea Spray. Propane, geothermal or oil are the alternatives.
IS THERE TOWN WATER AND SEWER?
Town water is available. There are no sewers in Portsmouth, so a septic system is required.
HOW DO I APPLY FOR AND INSTALL A SEPTIC SYSTEM?
The first step is determining whether the soil is suitable for a septic system. Soil testing is complete for all the lots at Sea Spray and a full report is available upon request. With the soil test and your preliminary home design, an engineer can design your septic system taking into consideration the siting and configuration of your home and any other structures on the site. The completed design is then submitted to the RI Department of Environmental Management for approval. Once DEM approves your septic design, you're good to go.
AM I REQUIRED TO USE A CERTAIN BUILDER?
You can choose your own architect and builder, however, your plans must be approved by the developer or the Home Owners' Association architectural committee. For more details, request a copy of the deed restrictions.
HOW MUCH DOES IT COST TO BUILD A NEW HOME?
Read more about buying land and estimating construction costs here.
CAN I FINANCE THE LAND AND CONSTRUCTION OF MY HOME TOGETHER?
Yes, many lenders provide land loans that convert to construction loans when you're ready to build. Ask your preferred lender about the programs they offer.
IS THERE A HOMEOWNERS' ASSOCIATION?
A homeowners' association will be formed when the lots have been sold. Each lot owner will be responsible for an equal share of any expenses associated with the maintenance of the land on the west side of the road. While the association will be governed by its board of directors, the developer will retain the right to enforce the restrictive covenants up until the last lot is sold.
CAN I CLEAR THE VEGETATION DOWN BY THE WATER?
The answer to this question is a qualified yes. You must have a permit (called an assent) from Rhode Island's Coastal Resources Management Council (a.k.a. CRMC) to modify the area within 200 feet of the coastal feature. The coastal feature is the spot where the land transitions to the shore. Its precise location is determined by an engineer. The area extending in 200 feet from the coastal feature is called the CRMC Buffer Zone. Anything you do in this area must be approved by CRMC. As a rule, CRMC will allow a view corridor of up to 25% of your water frontage. If you have 100 feet of waterfront, for example, you can apply for 25 feet of view corridor. You can also apply for a path to the water (usually within the view corridor), a 200 s.f. recreational feature like a gazebo or pavilion, and a stair to the water. In addition, you can request permission to remove invasive species within the 200' buffer zone. The assent will clearly spell out what you can and cannot do in the CRMC Buffer Zone.
In addition to restrictions in the 200' buffer zone, CRMC prohibits building in the area between the 200-foot mark and the 225-foot mark. This area is called a "no-build zone". Unlike the 200' buffer zone where plant species and locations are regulated by CRMC, you can plant anything you like in the no-build zone.
Professional drawings of your landscape, gazebo, view corridor, path and/or stair must be submitted to CRMC for their review and approval. Every case is different, and CRMC provides precise instructions on how you may proceed. Once you have your CRMC assent you can get to work on your landscape.
WHAT ARE THE 2019 TAXES?
Lot 3 (a.k.a. Lot B) assessed value $519,500. 2019 Taxes $8,520
Lot 4 (a.k.a. Lot C) assessed value $523,600. 2019 Taxes $8,587
Lot 5 (a.k.a. Lot D) assessed value $523,300. 2019 Taxes $8,582
Lot 6 (a.k.a. Lot E) assessed value $518,400. 2019 Taxes $8,502
Lot 7 (a.k.a. Lot F) assessed value $536,800. 2019 Taxes $8,804
FOR MORE INFORMATION:
Contact Leslie Hogan
Listing Agent, Broker
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